Assumable VA loan at 5% for eligible veterans! You will be hard pressed to find a more affordable and updated three bedroom residence in Missoula's vibrant and community-oriented Westside neighborhood. Located on a quiet yet central block just a short walk away from Lowell Elementary School, 1319 Howell Street seamlessly combines modern upgrades with affordability. Constructed in 2005, the new owners of this residence will step into a thoughtfully designed open floor plan that is as functional as it is sunny. The main floor features newer flooring (2021), newer kitchen appliances (2021), a main level-laundry and mudroom space, and a newer gas forced air furnace (2021). In addition to the large living room and open kitchen/dining space, there is also a half bathroom with an updated vanity (2021) on this same level. All three bedrooms are positioned on the lower level, offering a private and restful retreat for the new owners. The lower level space also offers a full bathroom that is generously sized and comes complete with its own updated vanity as well (2021). The exterior of the residence is just as nice and equally updated! The front porch and back deck were both recently repainted (2025), the sewer line was laid in 2005, and the home's asphalt shingle roof is newer as well (2021). The lot is approximately 30' x 130' and offers 3,900 square feet of flat, very usable yard space. The property is fully-fenced and at the back of the lot one will find off-street parking and a suitable storage shed as well. Perhaps most importantly, this property is situated in close proximity to cherished local amenities such as The Clay Studio of Missoula, Draught Works Brewery, Freestone Climbing Center, White Pine Park, and various community gardens as well. 1319 Howell Street offers affordability with updated and extremely low-maintenance condition - all while being located within the fun, social, and rich character of Missoula's Westside neighborhood. This property has been a successful rental but would function beautifully as an owner-occupied home as well.